Christy Raines, CFP®, AIF®


Be it her down-to-earth personality or highly intelligent approach to personal financial planning, Christy's genuine interest in her clients’ financial welfare shines through for all who seek her advice. There’s no question that her enthusiasm and her relentless quest to ensure peace of mind for all of her clients are the hallmarks of her success. It's no surprise that she was named one of the Top 40 Under 40 Financial Advisors in the U.S. in 2015 by InvestmentNews.

She has a keen ability to fuse her entrepreneurial spirit and knowledge in financial, investment, retirement, business, and estate planning to help her clients prepare for major financial milestones and each moment in between. Her experience is substantial and deep seated from some of the finest authorities in the business, including Goldman Sachs, PricewaterhouseCoopers, and Commonwealth Financial Network®. She has also been identified as a subject matter expert (SME) by the Certified Financial Planning Board of Standards, those selected to contribute to the development of exam questions for the CFP® certification examination. 

All business aside, it is her ability to combine personal insight with business foresight that has made Christy a respected leader in the field of financial planning in Colorado and beyond.

As a Colorado resident, Christy is naturally attracted to the great outdoors where she and her husband, Chris, USAF Lt. Col, Ret. and daughters, Hannah, Kelly, and Lauren, enjoy quality time together as often as possible. Christy also very much enjoys reading great books, finding new recipes, and cooking for friends and family.

​Anyone who knows Christy knows that her family background was formative to her choice of career. Her father was a CPA and managing partner with a Big Four accounting firm for 35 years before retiring in 2013. Her mom might be the nicest person you have ever met, and her three siblings are all successful law and financial professionals. Christy was bound to build a career that blended her love for business and people and finding a way to use her skills to truly help others.

Always one to open her heart and help wherever it’s needed, Christy has served on a variety of nonprofit and professional boards and proudly stays connected to her alma mater as a supporter of the University of Notre Dame Club of Denver. She is also an active member and supporter of the Junior League of Denver. 

Animated, accomplished, and absolutely prepared to take care of her clients' needs, Christy welcomes the opportunity to offer her advice for those who seek a better life ahead.





Professional Designations

  • Accredited Investment Fiduciary®
  • General Securities Registered Representative (FINRA Series 7)*
  • NASAA Uniform Combined State Law (FINRA Series 66)*
  • Investment Adviser Representative*
  • Life, Health, and Variable Life Insurance Licenses**
  • Long-Term Care Partnership Certification


Business Highlights

  • 2019 SkyHi News 20 Under 40
  • 2015 InvestmentNews Top 40 Under 40 Financial Advisor in the United States****
  • 2014 - 2016 Five Star Wealth Manager for Denver, 5280 magazine***
  • 2014 Five Star Wealth Manager for Denver, ColoradoBiz magazine
  • 2012 Top 40 Under 40 Rising Star, Colorado Springs Business Journal
  • 2012 Five Star Wealth Manager for Denver, 5280 magazine
  • 2012 Five Star Wealth Manager for Denver, ColoradoBiz magazine
  • Contributor, Financial Planning Magazine


Speaker and Educator

  • Author, Money Spouse
  • Colorado Bar Association
  • Junior League of Denver


Personal Highlights

  • Graduate – University of Notre Dame – Accountancy
  • Division I Varsity Rower, Notre Dame